Why do you require a one year minimum and what happens if I don't complete the year?

We have tried to make the site affordable to everyone so we are offering monthly, quarterly and even semi-annual options.

We also allow unlimited downloads on all options and every option has the same benefits. That said, we are not going to allow someone to sign up for the monthly option, download the entire catalog, and cancel or not respond to billing update requests.

Any member not completing a year's membership will be considered in default with their terms of service agreement, and will be charged an early termination fee of $79.99. 

For the best value, and to avoid any credit billing problems, choose Platinum (2 years) or Gold (1 year).